Earn on stablecoins - the ULTIMATE list

Earn products allow you to simply store your stablecoins and earn interest on them. The interest rate can vary from 0.1% to 20% depending on the provider and the type of stablecoin. You can get much higher interest rates on stablecoins than on fiat currencies while not being exposed to a speculative risk, since a stablecoin should always be equal to 1 USD.

DYOR regarding the type of product. Some of the products are generally very safe, while others could provide a certain degree of risk. Then you can evaluate the safety of each service by checking it's popularity and regulation. The year it was founded, X followers, # employees, Trustpilot and Android store reviews can help you evaluate the reliability of each service.

Earn products are generally presented as safe, since it is same as holding USD in your bank account. However, there are some GENERAL risks involved:
1. A centralized exchange can be hacked or go bankrupt, which can lead to loss of funds.
2. The stablecoin itself can be de-pegged from USD, which can lead to loss of funds.
3. Your account can get blocked for some reason.

These are GENERAL risks that can also be said about banks and are very unlikely to happen. But you should be aware of the risks and DYOR on the specific exchange, stablecoin and product.

While USDC and USDT are considered very safe these days, others can be riskier and offer a higher interest rate.
Check for liquidity and audit reports of the stablecoin to evaluate the risk.

Yes, most providers require identity verification (KYC) before providing any service.

No, It was collected manually from various sources.

No, tested about half of them, the rest were evaluated based on available information.
Some are skipped, because of bad reviews or service looking very unreliable.