Zero-Fee BTC / Stablecoin Spot Pairs
Every spot market that pairs BTC with a USD-pegged stablecoin where the maker OR taker fee is 0% — verified across all major exchanges. Last checked: 2026-10-27.
Definition: a spot market whose base/quote is BTC (or XBT) and a USD-pegged stablecoin (USDT, USDC, FDUSD, USD1, USDe, DAI, PYUSD, RLUSD, USDG, GUSD, TUSD, …), where maker = 0% or taker = 0% for a regular (non-VIP) account.
| Exchange | Pair (as displayed) | Zero side | Maker | Taker | Notes |
|---|---|---|---|---|---|
| Binance (global) | BTC/FDUSD | Maker 0% | 0% | 0.10% | Zero-maker promo ongoing since 2026-01-29 (standard taker applies). Source: Binance announcement. |
| Binance.US | BTC/USDT | Maker 0% | 0.00% | 0.019% | Flat 0% maker / 0.02% taker on all pairs (VIP1, <$10K vol). Source: binance.us/fees. |
| Binance.US | BTC/USDC | Maker 0% | 0.00% | 0.019% | Flat 0% maker / 0.02% taker on all pairs. Source: binance.us/fees. |
| MEXC | BTC/USDT | Maker 0% | 0% | 0.05% | Standard spot fee structure (MX holders: 0.025% taker). Source: mexc.com. |
| MEXC | BTC/USDC | Maker 0% | 0% | 0.05% | Standard spot fee structure. Source: mexc.com. |
| MEXC | BTC/USD1 | Maker 0% | 0% | 0.05% | Standard spot fee structure. Source: mexc.com. |
| MEXC | BTC/USDE | Maker 0% | 0% | 0.05% | Standard spot fee structure. Source: mexc.com. |
| Deribit | BTC_USDE | Both 0% | 0% | 0% | Trades on the Deribit spot book (zero-fee spot). Source: Deribit support. |
| Deribit | BTC_USDT | Both 0% | 0% | 0% | Trades on the Deribit spot book (zero-fee spot). Source: Deribit support. |
Methodology & coverage
I checked spot markets pairing BTC (or XBT) with a USD-pegged stablecoin (USDT, USDC, FDUSD, TUSD, DAI, PYUSD, USD1, USDe, RLUSD, USDG, GUSD, AUSD, XUSD, …) on every major exchange, via each exchange's public market API and official fee schedule. Only pairs with maker = 0% or taker = 0% for a regular (non-VIP) account are listed above.
Exchanges checked with no zero-fee BTC/stablecoin spot pair (standard spot fees apply): Binance (other pairs), OKX (0.08%/0.10% — its 0% pairs are stablecoin/stablecoin only), Bybit (0.1%/0.1%), Gate.io (0.1%/0.1%), KuCoin (0.1%/0.1%), Kraken (0.40%/0.80% base; 0% maker only at $10M+ tier), HTX (0.2%/0.2%), Bitstamp (0.30%/0.40%), Gemini (0.60%/1.20% base; 0% maker only at $50M+), LBank (0.10%/0.10%), Coinbase (0.60%/1.20%), Poloniex (0.145%/0.155%), WhiteBIT (0.1%/0.1%), BitMart (0.1%/0.1%), Phemex (0.1%/0.1%), BitMEX (0.05%/0.05%), BingX (0.1%/0.1%), CoinEx (0.2%/0.2%), Crypto.com (0.25%/0.50%), Bitpanda (0.1%/0.15%), OrangeX (0.1%/0.1%), Freedx (0.15%/0.20%, 0% only at VIP 9+).
Excluded on purpose: Deribit BTC_USDC is routed to Coinbase Exchange (Coinbase fees apply, not zero). Binance's TUSD/BTC, DAI/BTC, SUSD/BTC markets are status = BREAK (not tradable). Gemini's 0% pairs are stablecoin/stablecoin (RLUSD/USD, USDC/GUSD, GUSD/USD), not BTC.
Fees verified 2026-10-27. Promotions can change; always confirm on the exchange's official fee page before trading.
Exchanges checked (pair existence verified via public market APIs)
- Binance — BTC/FDUSD, BTC/USDT, BTC/USDC (TUSD/BTC, DAI/BTC, SUSD/BTC = BREAK)
- Binance.US — BTC/USDT, BTC/USDC
- OKX — BTC/USDC, BTC/USDT
- Bybit — BTC/USDT, BTC/USDC, BTC/USD1, BTC/RLUSD, BTC/USDE, BTC/XUSD
- Gate.io — BTC/USDT, BTC/USDC, BTC/USD1, BTC/RLUSD, BTC/GUSD
- Bitget — BTC/USDT, BTC/USDC
- MEXC — BTC/USDT, BTC/USDC, BTC/USD1, BTC/USDE
- KuCoin — BTC/USDT, BTC/USDC, BTC/USD1, BTC/USDG
- Kraken — XBT/USDT, XBT/USDC, XBT/DAI, XBT/USD1, XBT/PYUSD, XBT/AUSD
- HTX — btc/usdt, btc/usdc, btc/usd1, btc/tusd, btc/pyusd, btc/usdd
- Coinbase — BTC/USDT (BTC/USDC delisted)
- Bitstamp — BTC/USDT, BTC/USDC, BTC/RLUSD
- Gemini — btcusdc, btcusdt, btcrlusd, btcgusd
- LBank — btc/usdt, btc/usdc, btc/usd1, btc/usde, btc/usdg
- Deribit — BTC_USDC, BTC_USDE, BTC_USDT
- Poloniex — BTC_USDC, BTC_USDD, BTC_USDT
- WhiteBIT — BTC/USDT, BTC/TUSD, BTC/USDC
- Bitfinex — none (only TESTBTC testnet pairs)
- Bitvavo — none (fiat quotes only)
- OrangeX — BTC/USDT (standard 0.1%/0.1% spot)
- Freedx — BTC/USDT, BTC/USDC (standard 0.15%/0.20% spot)